SAFRA DBS Credit/Debit Cards

SAFRA DBS Credit Card Promotion

Enjoy 10% Cash Rebate On Mastercard Contactless Transactions When You Apply For The SAFRA DBS Credit Card Online!

Promotion Period: 1 Feb - 31 Mar 2019

Exclusively for SAFRA Members! Be rewarded with 10% Cash Rebate* on Mastercard contactless transactions when you apply for the SAFRA DBS Credit Card online.

How to qualify:

Step 1: Apply online for SAFRA DBS Credit Card by 31 Mar 2019
Step 2: Charge a minimum of S$500 each calendar month to enjoy the accelerated cash rebate for the first 2 calendar months:

• 10% on Mastercard contactless transactions
• 3% on Online transactions
• 0.3% for all other spend

*Terms and Conditions apply.

Promotion is only eligible for new application for a SAFRA DBS Credit Card approved between 1 Feb 2019 and 31 Mar 2019.

Minimum spend of S$500 per month for the first two calendar months from Card approval date required.

Cash rebate earned will be in the form of SAFRA$ cash rebate, and is capped at a maximum of SAFRA$50 per card account per calendar month.

For more information and full terms and conditions, click here.

Enjoy Exclusive Benefits With SAFRA DBS Cards

SAFRA DBS Card Rebates

SAFRA DBS Credit Card SAFRA DBS Debit Card
SAFRA DBS Credit Card SAFRA DBS Debit Card
  • 3% cash rebate¹ on all local MasterCard® contactless & online transactions.
  • 2% cash rebate¹ on all local MasterCard® contactless transaction & 1% cash rebate¹ on online shopping.
  • No minimum spend required for Full Time National Servicemen (NSF) provided the salary crediting DBS/POSB account is tagged to employer MINDEF or SAF.
  • Enjoy 0.3% cash rebate¹ on all other retail purchases.
  • SAFRA Membership Card with Credit/Debit, ATM, NETS FlashPay and MasterCard® contactless capabilities.
  • No Credit/Debit Card Annual Fees. SAFRA Membership Fees apply.
  • Benefits at over 3,000 outlets across DBS and SAFRA networks.
  • 'Tap & Ride' on buses and trains with NETS FlashPay.
  • 'Tap & Pay' with MasterCard® contactless and added convenience of Apple Pay, Samsung Pay and Android Pay.



Cash Rebate¹

Ways to redeem your SAFRA$ cash rebates:

Instant redemption:

Simply offset your purchases on the spot at any of our SAFRA Clubs and participating merchants island-wide.
Online redemption:

SAFRA DBS Credit Card: Login to internet banking to offset your credit card bill or redeem for KrisFlyer miles.
SAFRA DBS Debit Card: Login to internet banking and redeem SAFRA$ to be credited to the Current/Savings Account linked to your SAFRA DBS Debit Card.

Click for full terms and conditions on the cash rebate programme.


Make SAFRA DBS Cards your preferred lifestyle card today!

Enjoy up to 3% cash rebate1 on Dining, Shopping, Entertainment, Petrol, Travel and more through MasterCard® contactless or online payments.

Here are some of the ways you can maximise your cash rebate with SAFRA DBS cards.



Enjoy up to 5% rebate at all clubs!
  • Earn up to 3% cash rebate at club merchants which accepts contactless payments!
  • Earn 2% additional rebate in SAFRAPOINTS for every S$1 spent at SAFRA clubs!
  • Enjoy exclusive members’ privileges and discounts at club merchants!
Harvey Norman

Harvey Norman

Tap & Pay with MasterCard® contactless and earn up to 3% additional cash rebate while enjoying up to 15% discount on selected products at Harvey Norman!


Earn up to 3% additional cash rebate on top of 16% for Platinum 98 fuel and 14% for all other fuel types with MasterCard® contactless!
Royal Sporting House

Royal Sporting House

Tap & Pay with MasterCard® contactless and earn up to 3% additional cash rebate while enjoying up to 20% discount on your purchases at Royal Sporting House!
Shaw Theatres

Shaw Theatres

Enjoy up to 3% additional cash rebate on top of daily discounted movie tickets with contactless or online payment!


Earn up to 3% additional cash rebate on all online bookings on top of 10% discount off hotels at Expedia!
Online Shopping

Online Shopping

Earn up to 3% additional cash rebate on all online purchases on top of exclusive discounts at SAFRA online merchants!

Visit to view list of offers.


Earn up to 3% cash rebate with contactless payment at all popular restaurants, cafés, fast food joints and more!
Retail Shopping

Retail Shopping

Earn up to 3% cash rebate at all retail shopping merchants which accept contactless payments on top of exclusive members’ privileges and benefits at over 1,800 outlets.
Leisure & Entertainment

Leisure & Entertainment

Earn up to 3% cash rebate at all cinemas which accept contactless and online payments!


Earn up to 3% cash rebate at all supermarkets which accept contactless payment!

Not Yet A SAFRA Member?

Sign-up for your SAFRA Membership and apply online for the SAFRA DBS Credit or Debit card. This doubles up as your SAFRA Membership card, with no credit or debit card annual fees.

For information of the latest SAFRA Membership Promotions, click here.

Important Notes:

Please note that the average processing time of your SAFRA DBS Credit or Debit Card would be approximately 4-6 weeks, subject to submission of all required forms and documents. Within 2 weeks of your application, DBS would notify you (either by mail or phone) on your application. If you are not contacted by DBS within 2 weeks, please email Alternatively, you may call DBS Cards hotline at 1800 111 1111 .

For Dependent members, application for SAFRA DBS Supplementary Credit Card will only be processed once Principal member’s SAFRA DBS Credit Card is approved. For eligibility, please refer to FAQ.

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