Important Notice

Starting from 1 January 2016, SAFRAPOINTS earned by members will be automatically combined with his/her dependent member(s), if any. With this new enhancement, members will be able to accelerate the accumulation of SAFRAPOINTS in one single combined account, enabling them to redeem more attractive rewards. Dependent members who wish to enquire and redeem the combined SAFRAPOINTS will need to be authorised by the Principal member.

Click here for Frequently Asked Questions related to combined SAFRAPOINTS

Reward yourself: Spend your way to great prizes at SAFRA Clubs


Every $1 spent at participating F&B retail outlets and facilities at SAFRA# earns you 1 SAFRAPOINT. Collect your SAFRAPOINTS and redeem a range of attractive products, services and vouchers.

Double the number of SAFRAPOINTS during your birthday month

SAFRA members* earn double the number of SAFRAPOINTS when you spend with SAFRA card during your birthday month.

Enjoy Exclusive Discounts

You can also use your SAFRA card to enjoy exclusive discounts and earn more SAFRAPOINTS with our partner merchants.


Find your favourite merchant partners and start building your SAFRAPOINTS.

SAFRAPOINTS can also be collected when:

  • You renew your SAFRA and/or interest group membership
  • Sign up for SAFRA’s attractive NTUC group insurance policies

SAFRAPOINTS also entitle you to enter the Annual SAFRA Membership Grand Draw. Each year, every 50 unredeemed SAFRAPOINTS will automatically be converted to one lucky draw entry^

Note: If you did not earn any SAFRAPOINTS from the participating SAFRAPOINTS partners, please email to safrapoints@safra.sg within 3 months of the date of the eligible transaction. We will require you to provide documentary evidence to support your claim.

# Excludes spending made at Fruit Machines, purchase of selected vouchers, payment for SAFRA DBS Credit/Debit card, Car Park Fees, Child Education Policy, SAFRA AIG Insurance Plans, SAFRA Ezy Travel Plan, security deposits, fines, tender deposits and document fees and non-group insurance schemes.

* Applicable for all paying SAFRA members, including Life Members. Non-fee paying NSF members are not eligible for SAFRAPOINTS. Bonus SAFRAPOINTS will be awarded a day after transaction. Other terms and conditions apply.

^ Terms & Conditions apply. All SAFRAPOINTS earned between 1 January and 30 November will expire on 31 December of the same calendar year. Points earned in the month of December will expire on 31 December of the following year.

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